"In this important and fascinating book, the authors expose a scam that has fleeced Americans of billions of their hard-earned dollars since World War II. The title insurance industry, they show, has capture its regulators, and imposed exceedingly high costs on American homebuyers by means of a cartel-like arrangement. If that arrangement can be broken, price gouging would end and all American homeowners would enjoy what Canadians and Iowans do-reasonably priced peace of mind."--Robert E. Wright, Stern School of Business, ...
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"In this important and fascinating book, the authors expose a scam that has fleeced Americans of billions of their hard-earned dollars since World War II. The title insurance industry, they show, has capture its regulators, and imposed exceedingly high costs on American homebuyers by means of a cartel-like arrangement. If that arrangement can be broken, price gouging would end and all American homeowners would enjoy what Canadians and Iowans do-reasonably priced peace of mind."--Robert E. Wright, Stern School of Business, New York UniversityAfter World War II, banks and other mortgage lenders began requiring insurance to protect them against flawed or defective real estate titles. Over the past sixty years, the title insurance industry has grown steadily: policies are available for both lenders and property owners and many title insurers offering an array of other real estate services, such as escrow and appraisal.In The American Title Insurance Industry, Joseph and David Eaton argue that improvements in recordkeeping over the last sixty years-particularly the advent of computers-have greatly reduced the likelihood of a defective title going unnoticed in a property transaction. But they go on to charge that, beyond mere obsolescence, the title insurance industry is guilty of anticompetitive pricing, overcharging, and possibly fraud. Among the findings in this meticulously researched study are instances of insurers charging premiums well above the amount necessary to compensate them for assuming the risk of defect and identical policies with identical risk that vary in price by as much as 300 percent for different geographic locations.A landmark study for policy makers, electedofficials, and all those involved in the insurance and real estate industries, The Ameri
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Add this copy of The American Title Insurance Industry: How a Cartel to cart. $45.33, good condition, Sold by BGV Books LLC rated 4.0 out of 5 stars, ships from Murray, KY, UNITED STATES, published 2007 by New York University Press.
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Add this copy of The American Title Insurance Industry: How a Cartel to cart. $126.58, new condition, Sold by Bonita rated 4.0 out of 5 stars, ships from Newport Coast, CA, UNITED STATES, published 2007 by NYU Press.
