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Pricing Credit Products - Phillips, Robert L.
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In the wake of the 2008 financial crisis, it became apparent that pricing loans in a way that is profitable for lenders and sensitive to risk is anything but simple. Increasingly, lenders are following the lead of other retailers by segmenting their market and more precisely targeting customers. To do this successfully, lenders must engage analytic approaches, such as machine learning and optimization, in setting prices for each segment. Robert L. Phillips worked with major banks and financial services companies for more ...

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Pricing Credit Products 2018, Stanford University Press, Palo Alto

ISBN-13: 9780804787208

Hardcover