Elan Moas

Elan Moas, the owner of Moas Consulting, a firm specializing in whole life insurance strategies, uncovered staggering UL and VUL lapse rates by himself. The discovery led him on a decade-long journey to save millions of consumers from their lapsing policies. In the process, he became one of the country's most important whistleblowers. This is the story of the multi-trillion-dollar universal life insurance business exposed in its totality for the very first time.

Elan Moas, the owner of Moas Consulting, a firm specializing in whole life insurance strategies, uncovered staggering UL and VUL lapse rates by himself. The discovery led him on a decade-long journey to save millions of consumers from their lapsing policies. In the process, he became one of the country's most important whistleblowers. This is the story of the multi-trillion-dollar universal life insurance business exposed in its totality for the very first time. See less